Work & income
Calculate the taxes and contributions on your salary or on your self-employed activity, whether flat-rate or standard scheme. Compare the schemes and find the best combination for you.
Your Italian tax calculator, made simple.
Work out taxes, deductions and contributions in a few clicks — entirely on your own.
What you can do with Tax Democracy
Personal expenses
Add the tax credits and deductions you are entitled to: medical costs, mortgage, insurance premiums, schooling, sport. See how much you get back.
2026 reform
Tax Democracy is updated with the latest Italian tax legislation. Instantly check how the most recent changes affect your income.
A tool for every need
Every type of income has its own rules. Tax Democracy knows them all.
Work & income
Calculate taxes and contributions for:
- Employees
- Self-employed under the standard scheme
- Self-employed under the flat-rate scheme
- Occasional work
- Property income
- Income from shareholdings in companies
- Returning workers (impatriati)
- Limited-company (Srl) directors
- Several of the main professional pension funds
Personal expenses
Calculate tax credits and deductions including:
- Dependent children, spouse and relatives
- Home, mortgages and renovations
- Energy-efficiency works
- Medical expenses
- Investments and donations
Automatically discover how much you can save on income tax (IRPEF) and plan your tax savings.
Net salary calculator
From gross annual to net monthly pay, with income tax (IRPEF), regional and municipal surtaxes, INPS contributions and family tax credits.
Flat-rate scheme
For flat-rate (forfettario) VAT numbers: substitute tax, INPS contributions, profitability coefficient. With a 5-year projection too.
Flat-rate rental tax (cedolare secca)
Rentals taxed at 21% or 10% with cedolare secca: compare them with the standard scheme and calculate IMU too.
Why does Tax Democracy exist?
On average, every Italian spends more on taxes over the course of a year than on any other category of spending. Add social-security and pension payments (INPS and private funds) on top, and the annual outlay on tax and contributions comes close to the sum of all other categories combined. We think it is time to understand it better!
Average per-capita spending in Italy
Source: Istat, CGIA di Mestre, Tax Democracy analysis.
“Tax Democracy's mission is to make taxes understandable for everyone”
Frequently asked questions
- Is the calculation really free?
- Yes. The full simulation is free. Registration is optional and only serves to save your calculations so you can find them again later.
- Is my data safe?
- The data you enter never leaves our calculation engine. It is never sent to analytics services or third parties.
- Which tax years are supported?
- From 2020 to 2026, with every legislative change year by year: income-tax brackets, tax credits, regional and municipal surtaxes, IMU.