Tax Democracy

ATECO code 82.91.20

Commercial credit reporting agencies

AGENZIE DI INFORMAZIONI COMMERCIALI

ATECO code82.91.20

ATECO 2007 code — superseded in ATECO 2025

This code was remapped to:

  • 82.91.20Attività di raccolta e fornitura di informazioni commerciali e di rating(corrispondenza diretta)

Recommended INPS scheme:

SEPARATA

Flat-rate scheme (forfettario)

Eligible for the flat-rate scheme?

Yes

Threshold:

€85,000

Profitability coefficient:

67%

Classification

  • NNOLEGGIO, AGENZIE DI VIAGGIO, SERVIZI DI SUPPORTO ALLE IMPRESE
  • 82ATTIVITÀ DI SUPPORTO PER LE FUNZIONI D'UFFICIO E ALTRI SERVIZI DI SUPPORTO ALLE IMPRESE
  • 82.9SERVIZI DI SUPPORTO ALLE IMPRESE N.C.A.
  • 82.91Attività di agenzie di recupero crediti; agenzie di informazioni commerciali
  • 82.91.20Agenzie di informazioni commerciali

Frequently asked questions

I sell creditworthiness reports on businesses and individuals — which ATECO code applies?
82.91.20. The collection and provision of commercial information on creditworthiness and the activities of credit rating agencies belong here. If, on the other hand, you collect outstanding debts on behalf of clients, the code is 82.91.10.
Rating agency: 82.91.20 or management consulting 70.20.09?
Usually 82.91.20 if you produce and sell credit information and ratings. 70.20.09 covers personalised management consulting for individual clients. The key distinction is whether you sell standardised data and assessments or bespoke advisory services.
I collect employment history data to assess creditworthiness — does this fall here?
Yes. 82.91.20 includes the provision of information on the creditworthiness and professional and employment history of individuals and businesses to parties that need to assess reliability. Processing such data is subject to the rules of the Italian Data Protection Authority (Garante per la protezione dei dati personali).

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