Recommended INPS scheme:
SEPARATA
Flat-rate scheme (forfettario)
Eligible for the flat-rate scheme?
Yes
Threshold:
€85,000
Profitability coefficient:
78%
Calculate your taxes
Classification
- LATTIVITÀ FINANZIARIE E ASSICURATIVE
- 64Attività dei servizi finanziari, escluse le assicurazioni e i fondi pensione
- 64.1Intermediazione monetaria
- 64.19Altre intermediazioni monetarie
- 64.19.30Altre intermediazioni monetarie fornite da Cassa Depositi e Prestiti (CDP)
Exclusion notes
Excluded from division 64:
- activities of promotional institutions for economic development through long-term investments at local, regional and national level provided that they act as the government's arm for the execution of their public policy mandate, see 84.13
Excluded from class 64.19:
- credit granting by specialised non-depository institutions (e.g. for house purchases), see 64.92
- credit card transaction processing and settlement activities, see 66.19
Frequently asked questions
Does ATECO code 64.19.30 apply to any public financial institution, or only to Cassa Depositi e Prestiti?
It applies to the monetary intermediation of Cassa Depositi e Prestiti — it is a named entry for that specific entity. An ordinary bank or a different public institution falls under 64.19.10.
When CDP acts as a holding company for state-owned equity stakes, does it still use 64.19.30 or does the code change?
It depends on the actual activity. If it manages equity stakes as a holding company, the holding activity falls under 64.21.00. Code 64.19.30 remains applicable to the monetary intermediation activity proper.
Granting long-term loans without taking deposits — does that fall under 64.19.30?
Generally not, if it is not the monetary intermediation typical of CDP. Long-term lending to industry by non-deposit-taking institutions is described under 64.92.99. Code 64.19.30 identifies the specific entity Cassa Depositi e Prestiti in the context of monetary intermediation.
Replaces the following ATECO 2007 code
This 2025 code replaced the code in force until 31 March 2025:
- 64.19.40— Cassa Depositi e Prestiti(corrispondenza diretta)