Recommended INPS scheme:
SEPARATA
Flat-rate scheme (forfettario)
Eligible for the flat-rate scheme?
Yes
Threshold:
€85,000
Profitability coefficient:
67%
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Classification
- OATTIVITÀ AMMINISTRATIVE E DI SERVIZI DI SUPPORTO
- 80.0Attività di investigazione e vigilanza
- 80.01Attività di investigazione e vigilanza privata
- 80.01.1Attività di investigazione
- 80.01.13Attività di investigazione in ambito assicurativo
Description
- investigation services in the insurance field
Exclusion notes
Excluded from division 80:
- information technology security activities, see division 62
Excluded from class 80.01:
- risk analysis, security advice and consulting, see 80.09
- remote surveillance activities, see 80.09
- concierge, reception and doormen safety services, see 81.10, 82.10
- public order and safety activities, see 84.24
- security, including cybersecurity training, see 85.59
Frequently asked questions
I carry out investigations for insurance companies on claims and fraud — is that ATECO code 80.01.13 or corporate investigation?
Yes, 80.01.13. This category is dedicated to investigation services in the insurance sector. If instead you investigate for companies on misconduct or unfair competition outside the insurance context, the code is 80.01.12.
I verify the accuracy of claims and injuries reported to an insurer — does that fall under this code or under expert assessment?
Usually 80.01.13, because you are carrying out investigation on behalf of the insurer. This category is specifically investigation in the insurance sector. If the investigation is instead in support of legal proceedings, the reference becomes the legal investigation code 80.01.14.
I work as an investigator for both insurance companies and private clients — do I have to choose just one code between 80.01.13 and 80.01.11?
The primary code follows the main activity. If the bulk of your work is for insurers, you use 80.01.13; if the private-client side predominates, you use 80.01.11. These are sub-categories of the same profession, distinguished by scope.