Tax Democracy

ATECO code 82.91.10

Debt collection agency activities

ATTIVITÀ DI AGENZIE DI RECUPERO CREDITI

ATECO code82.91.10

ATECO 2007 code — superseded in ATECO 2025

This code was remapped to:

  • 82.91.10Attività di recupero crediti(unito da più codici)

Recommended INPS scheme:

SEPARATA

Flat-rate scheme (forfettario)

Eligible for the flat-rate scheme?

Yes

Threshold:

€85,000

Profitability coefficient:

67%

Classification

  • NNOLEGGIO, AGENZIE DI VIAGGIO, SERVIZI DI SUPPORTO ALLE IMPRESE
  • 82ATTIVITÀ DI SUPPORTO PER LE FUNZIONI D'UFFICIO E ALTRI SERVIZI DI SUPPORTO ALLE IMPRESE
  • 82.9SERVIZI DI SUPPORTO ALLE IMPRESE N.C.A.
  • 82.91Attività di agenzie di recupero crediti; agenzie di informazioni commerciali
  • 82.91.10Attività di agenzie di recupero crediti

Frequently asked questions

I'm opening a debt collection agency — is the code 82.91.10?
Yes. Recovery of outstanding debts, management of overdue payments, and the activities of debt collection agencies and non-performing loan servicers all fall under 82.91.10. This is a regulated activity: you need the licence required by Article 115 of the TULPS, issued by the local police headquarters (questura).
What is the difference between debt collection (82.91.10) and commercial information and credit rating activities (82.91.20)?
82.91.10 collects outstanding debts and handles payment demands and enforcement proceedings; 82.91.20 gathers and sells information on creditworthiness. One recovers money; the other supplies risk data.
Is telephone debt collection a call centre or a debt collection activity?
Usually 82.91.10 if the purpose is to recover debts, even when most of the work is done by phone. 82.20.00 covers call centres that provide a generic telephone service on behalf of third parties. The deciding factor is the purpose of the activity.

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