Recommended INPS scheme:
SEPARATA
Flat-rate scheme (forfettario)
Eligible for the flat-rate scheme?
Yes
Threshold:
€85,000
Profitability coefficient:
78%
Calculate your taxes
Classification
- LATTIVITÀ FINANZIARIE E ASSICURATIVE
- 66Attività ausiliarie dei servizi finanziari e delle attività assicurative
- 66.1Attività ausiliarie dei servizi finanziari, escluse le assicurazioni e i fondi pensione
- 66.19Altre attività ausiliarie dei servizi finanziari, escluse le assicurazioni e i fondi pensione
- 66.19.2Attività di consulenza finanziaria
- 66.19.21Attività di consulenza finanziaria fornite da consulenti finanziari abilitati all'offerta fuori sede
Description
Notes from category 66.19.2:
- investment advisory services, including robo-advisory services
- activities of mortgage and loan advisors and brokerage
- activities of financial advisors in relation to merger and acquisition services
- analysing financial markets as an advisory service
- activities of financial analysts
Exclusion notes
Excluded from class 66.19:
- publishing of financial markets analysis, see 58.19
- information search services regarding financial markets, see 63.92
- crypto-assets exchanges, see 66.11
- brokerage activities, see 66.12
- activities of insurance agents and brokers, see 66.22
- management of funds, see 66.30
- activities of debt collection agencies and non-performing loans servicers, see 82.91
- trading and brokerage of crypto-assets without liabilities, see 82.99
Frequently asked questions
I am a former financial promoter working for a bank or distribution network: does 66.19.21 or 66.19.22 apply?
Usually 66.19.21, if you are registered as an adviser authorised for off-premises distribution and you place products on behalf of an intermediary (bank, investment firm, or distribution network). The key distinction is the mandate: you work on behalf of a regulated entity. If instead you are independent and do not place third-party products, the correct code is 66.19.22.
Financial adviser within a distribution network: what is the difference between 66.19.21 and acting as an insurance agent under 66.22.00?
They are two distinct activities. Code 66.19.21 covers the off-premises distribution of financial and investment products on behalf of the appointing intermediary. If you instead intermediate insurance policies, you fall under 66.22.00. Those who do both register two separate activities.
For off-premises wealth advisory should I use 66.19.21, or should I look at portfolio management under 66.30.01?
Use 66.19.21 if you advise on and distribute products as an authorised off-premises intermediary, without managing the assets yourself. When you actively manage assets or portfolios on behalf of the client under a discretionary management mandate, the activity becomes 66.30.01.
Replaces the following ATECO 2007 code
This 2025 code replaced the code in force until 31 March 2025:
- 66.19.21— Promotori finanziari(corrispondenza diretta)