Tax Democracy

ATECO code 66.19.10

Credit card processing and management activities

ATTIVITÀ DI GESTIONE ED ELABORAZIONE DI PAGAMENTI TRAMITE CARTA DI CREDITO

ATECO code66.19.10

ATECO 2007 code — superseded in ATECO 2025

This code was remapped to:

  • 66.19.10Attività di elaborazione e liquidazione delle transazioni finanziarie tramite carta di credito(corrispondenza diretta)

Recommended INPS scheme:

SEPARATA

Flat-rate scheme (forfettario)

Eligible for the flat-rate scheme?

Yes

Threshold:

€85,000

Profitability coefficient:

78%

Classification

  • KATTIVITÀ FINANZIARIE E ASSICURATIVE
  • 66ATTIVITÀ AUSILIARIE DEI SERVIZI FINANZIARI E DELLE ATTIVITÀ ASSICURATIVE
  • 66.1ATTIVITÀ AUSILIARIE DEI SERVIZI FINANZIARI (ESCLUSE LE ASSICURAZIONI E I FONDI PENSIONE)
  • 66.19Altre attività ausiliarie dei servizi finanziari (escluse le assicurazioni e i fondi pensione)
  • 66.19.10Attività di gestione ed elaborazione di pagamenti tramite carta di credito

Frequently asked questions

A payment gateway that processes card transactions for e-commerce merchants: ATECO code 66.19.10?
Yes. The processing and settlement of financial transactions by credit card, including internet-based digital payments, falls under 66.19.10. Those who issue electronic money as a monetary institution belong instead under 64.19.20.
I provide digital currency wallets to users: does that fall under 66.19.10 or 64.99.00?
Usually 66.19.10, because the activity of digital currency wallet providers is listed under this category. The issuance and trading of crypto-assets on own account are instead classified under 64.99.00. The deciding factor is providing the wallet versus trading crypto on one's own account.
I advise on payment systems but do not operate them: does 66.19.10 still apply?
No. If you only advise without actually processing transactions, you fall under the financial advisory category of 66.19.22. Code 66.19.10 applies when you actually carry out the processing and settlement of payments.

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