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ATECO code 65.20.00

Reinsurance

RIASSICURAZIONI

ATECO code65.20.00

Recommended INPS scheme:

SEPARATA

Flat-rate scheme (forfettario)

Eligible for the flat-rate scheme?

Yes

Threshold:

€85,000

Profitability coefficient:

78%

Classification

  • LATTIVITÀ FINANZIARIE E ASSICURATIVE
  • 65Assicurazioni, riassicurazioni e fondi pensione, escluse le assicurazioni sociali obbligatorie
  • 65.20.00Riassicurazioni

Description

  • activities of assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance providers
  • activities of finite reinsurance

Exclusion notes

Excluded from division 65:

  • provision of insurance-related services on a fee or contract basis, see division 66
  • compulsory social security activities, see 84.3

Frequently asked questions

I assume part of the risk on policies already underwritten by other insurers: ATECO code 65.20.00?
Yes. Assuming all or part of the risk associated with policies already underwritten by other insurers is precisely reinsurance, 65.20.00. The company that originally underwrites the policy with the policyholder is instead classified under 65.11.00 or under 65.12.00.
Reinsurance covers both life and non-life lines: do I still stay under 65.20.00?
Yes. Code 65.20.00 makes no distinction between life and non-life: it covers the reinsurance of risk regardless of the original line of business. The life-or-non-life distinction applies to the direct insurer, i.e. 65.11.00 and 65.12.00.
Finite reinsurance: does it have a different code from 65.20.00?
No, finite reinsurance is explicitly listed within 65.20.00 as an included activity. If, however, your work involves assessing risk on behalf of the insurer rather than bearing it, you move into 66.21.00.

Replaces the following ATECO 2007 code

This 2025 code replaced the code in force until 31 March 2025:

  • 65.20.00Attività di riassicurazione(corrispondenza diretta)

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